The 70/30 Plan is a Preferred Provider Organization (PPO) plan administered by Blue Cross and Blue Shield of North Carolina (BCBSNC). A PPO plan offers freedom of choice among in-network providers, lower out-of-pocket costs (copay only for most in-network office visits) and a strong emphasis on preventive health. Affordable Care Act preventive services and medications will require the applicable copay under this plan.
For Medicare retirees, the Traditional 70/30 Plan serves as secondary to Medicare.
70/30 Important Documents
70/30 Plan Rate Sheets (2017)
Members indicated as 50% or 100% contributory notes the percentage of the premium for which they are responsible.
Although your Benefits Booklet provides a good overview of what services and products are available to you under the PPO plans, the medical policies provide detailed information around the circumstances under which certain services and products are and are not covered. Medical policies can be found here on the Blue Cross and Blue Shield website*.
* If any of the State Health Plan medical policies conflict with the Blue Cross and Blue Shield of North Carolina medical policies, the State Health Plan medical policies will prevail.
Certain services require prior review and certification before they can be covered by your health insurance plan. Click here for more information.
If you disagree with the way a claim has been handled, you can request an appeal or grievance review. For the complete appeals process, please click here.